Take control of your finances

With 30 years in management, entrepreneurialism, coaching and development, Vera M. Holmes consistently demonstrates exceptional results-driven leadership.

Based in Memphis Tennessee, Holmes serves as the Chief Operation Officer of Holmes Debt Solutions, LLC., a for-profit organization that addresses complex financial challenges, including debts, delinquencies, defaults and debtors' traps.

Holmes is also an accomplished new author and publisher of, "Financial Spider Web Trap: 100 Ways to Avoid Losing Your Money," a testament to her unparalleled expertise.